About us

Axactor has since 2015 helped banks, financial institutions and people to manage their debts. We entered the industry with smart digital solutions and soon became one of the top 10 debt management providers in Europe. But that was just the beginning.

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What we are

Axactor is a Nordic-based, next-generation debt management company, with operations in six European countries. We have a track record of solid growth and a strong financial position. We are always looking for new opportunities to grow within new and existing markets. Founded in 2015, we have rapidly risen to become one of the top 10 providers in Europe and our ambitions are high. We are committed to find sustainable solutions for our customers and debtors and work hard to deliver high quality.

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What we do

As a challenger in the collection industry, we made our entrance providing innovative, cost-efficient and smart solutions within IT and operations. Solutions that we believe will revolutionize the industry. We are continuously developing new technology, IT-structure and digital solutions. For example, we have a technological platform specifically designed for scaling up our next-generation debt management business. We are not stuck in the old ways of working, we are building a lean and efficient organisation, fit for the future.

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Sustainability

We believe that sustainability begins from within the organization, everyone from the top management level throughout the entire organization are accountable for conducting business in an ethical, sustainable and socially responsible manner.

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Our strategy

At Axactor we are pursuing a niche strategy. We do not want to be best on everything, but to be best in our carefully selected markets. ​​​​​​​

Growth

Axactor is a young company founded in 2015. To reach our full potential we will continue to focus on growth to become stronger and harvest economies of scale. The focus is to grow in our existing markets in Spain, Italy, Germany, Sweden, Norway and Finland.

Cost leadership

Our competitive advantage is cost-to-collect. Today we believe we are the most cost-efficient player in Europe. We work extremely hard every day to defend and further improve that position. That is our gold.

Markets

On a group level, our strategy is to be the best debt collection agency on 3PC (collection on non-performing loans on behalf of others) and NPL (acquisition of non-performing loans) for Bank and Finance industry on business to consumer unsecured debt. That is what we are best at and where we believe we can thrive on a group level. However, locally we do have great market positions and opportunities beyond the segments described above, which are a key part of the country-specific strategies.

Our values

Passion

We are passionate with great knowledge in the industry.

Trust

We act with integrity, create trust and build long-term relationships.

Proactive

We are proactive in taking on future expectations.

Interested in knowing more about what we can do for you? Get in touch and we'll tell you more!

Heidi Piispanen

Country Manager

heidi.piispanen@axactor.com