Our Services

What we do

We offer services within debt collection and accounts receivable management. We also purchase and own portfolios of non- performing loans.

We help hard working companies get paid

At Axactor, we believe that the debt management and collection business fulfil an important role in society, today and in the future. We help people in a tough situation to get a better life but most and foremost, we help hard working companies and financial institutions get their money back.

We are at the forefront of development

The collection business is going through radical changes right now. Axactor focuses on advanced technology, IT infrastructure and smart digital solutions and has specially designed platforms to achieve better results in debt collection, management and purchase at a lower operational cost. We always try to find the best solutions for our customers and debtors and it has given us a unique position among the top ten providers within the industry in Europe.

We are in the forefront of development
We help people, companies and financial institutions - manage their debt.

Axactor offers services within debt collection, accounts receivable management, as well as portfolio purchases. We are continuously investing in new technology and developing leading systems to give our customers and debtors the best services possible.

We help people manage their debts
We believe in one Axactor

At Axactor, we have strong industry knowledge and the capabilities to acquire large non-performing loan portfolios. Our managers and employees are dedicated and passionate to ensure that all work is handled with the highest standards of integrity, trust, ethics and quality.

We continuously drive for operational excellence through focusing on building One Axactor, where knowledge sharing across countries is one of the key focus areas.

Our mission is to take good care of your customers and ensure that you get your payments on time.

We believe in one Axactor

Account Receivables Management / ARM

ARM is when Axactor follows up on your issued invoices to make sure they are paid on time. We monitor you invoices and send out reminders with the hopes for settlement before the case has moved into the phase of amicable debt collection. Our modern systems make it possible to tailor routines especially for you. It’s safe and easy to get started and you will have control over the whole process.

We help you increase the level of timely payments, improve your liquidity and reduce the cost of the invoice process. And you continue the good relationship with your customers.

Invoice Monitoring

Debt Collection / 3PC

Axactor helps many customers with both amicable and legal collection services. Amicable collection is when Axactor takes over recovery of the debt before the claims become enforceable or when the customer decides. But sometimes it’s necessary to take legal action to recover a debt. Axactor have teams that can prepare all the legal actions required to present the case for the court. We also continue to do amicable collection to solve the case as smooth as possible.

If the debt is not recovered through amicable or legal collection, the debt can be put on surveillance. We have specialized teams that can monitor and detect change in the financial circumstances of your customers. In such cases we get in contact with the debtor directly to agree on a payment schedule. This enables you to receive money from claims that you might already have written off.

We give you a quick and smooth requirement process and manage your late payments with friendliness and firmness so that you can continue to have a positive relationship with your customers. Axactor helps you get your payments faster and bring down outstanding credits.

You focus on your business, we’ll take care of your late payments.

Debt Collection

Debt Purchase / NPL, Forward Flow

Debt Purchase is buying performing and non-performing, secure and unsecured debts from a company. The price depends on the age and quality of the debt. Axactor can buy all or parts of your debts. We analyze the debt and give an offer of what we can pay for it. You get more value and cash flow and the debtor get new payment options.

Axactor have a well-functioning integration process of new portfolios ensuring that the portfolios quickly get into production.  As soon as the cases has been transferred to Axactor, our experienced employees get started on the collection.

Let us take over the risk and work with getting paid for your invoices.

Debt Purchase

Other activities

In 2018 Axactor bought real estate owned (REO) properties in Spain from Spanish financial institutions at a discount to estimated sales values. These assets were originally taken in by banks as mortgage collateral after loan defaults. Axactor saw a business opportunity in taking over asset portfolios for resale through a network of local real estate brokerage houses. While the financial institutions wanted to offload risk, Axactor wanted to create value by taking over the ownership and risk related to liquidation of these assets over time. Much similar to Axactor’s debt management business model. Today, Axactor is not planning to invest further in REOs given the good value creation opportunities that exists within its core debt management markets.

Other activities